Credit Reports

Everyone has had to deal with debt at some point in his or her life. If you've gone to college, bought a car, signed up for a credit card, bought a home, or visited a hospital you will have (or have had) bills to deal with. If you are in debt right now, there is no reason to be embarrassed. Believe it or not, it is less common to be debt free! Unfortunately, because the price of most things (housing, food, gas) has ... Read More

Many banks and lenders will tell you that rebuilding your credit is next to impossible and that the chances of recovering from bad credit get lower the lower your score is. The good news is this: rebuilding your credit is not only possible, it's almost easy. All it takes is time, diligence and responsibility. Isn't My Credit Record Permanent? Hardly! Your credit history only goes back seven years (check your state's laws for credit reporting as some states have shorter and some have longer ... Read More

There are numerous situations in which you would need to fix your credit report. If there is an error at the reporting institution regarding payments you may need to fix a negative mark on your credit. This could happen by the financial institution hastily reporting non-payments, and accidentally including your account. If you should find something like this when checking your credit report, it is best to solve this with the reporting institution as opposed to going through the credit reporting agencies. ... Read More