Credit Reports

You did it…after months of hard work your debt is PAID OFF! You just finished splurging with some of the money that had been going to paying off debt, ate out for change, done cleaning up after your celebration party, and the fireworks put away. You nearly skipped on the way to the bank to apply for a loan. You are get a credit check to pre-qualify for a loan and are shocked…your credit score is ... Read More

Everyone has had to deal with debt at some point in his or her life. If you've gone to college, bought a car, signed up for a credit card, bought a home, or visited a hospital you will have (or have had) bills to deal with. If you are in debt right now, there is no reason to be embarrassed. Believe it or not, it is less common to be debt free! Unfortunately, because the price of most things (housing, food, gas) has ... Read More

There are plenty of ways to rack up debt—home loans, car loans, credit card debt, medical bills, etc. Credit seems like a great idea at first but if you aren't careful it won't take long for you to go from easily controlling your credit to drowning in debt. For many people their credit gets damaged because they simply have too many bills to pay. The more bills you have, the easier it is to lose track of one of your accounts and ... Read More

If you have been looking for a guide that walks you through the credit-repair process step by step, you are in luck! Here it is: 1. Get a copy of your credit report. Make sure that you get a copy of your most current report from all three of the credit reporting agencies (Equifax, Experian and TransUnion). If you haven't called up your credit report in the last twelve months, you are entitled to a free credit report and there are plenty of ... Read More