Credit Reports

Some people think that seeking out the assistance from a credit counseling agency will affect their FICO (credit) score. It can affect it, but in a good way. One of the ways a FICO score is determined is by the number of on time payments. Credit counseling is sought after because of the following reasons: * Anticipated change in financial situation or income * Prevent financial problems * To become debt free * Financial problems have become overwhelming * Unplanned change in income or expenses When the above occur, ... Read More